SELECT A DS STORE

  • DS ABRANTES
    • Rua D. João IV, 1 2200-406 Abrantes, 2200-406, Abrantes
    • Das 10 horas as 18 horas
    • AMI License: 15627
    • T. 241366288

      (call to the national landline network)

    • T. 912612276

      (call to the national mobile network)

    • E. abrantes@decisoesesolucoes.com
    DS ABRANTES
    • Intermediate Credit Register No.: 0002912
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/carlos-eduardo-mendes-unipessoal-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Em nenhuma circunstancia a Carlos Eduardo Mendes Unp., lda, poderá receber quaisquer valores dos consumidores que se encontrem relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do art.º 46 do decreto-Lei 81-C/2017 de 7 de Julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CNIACC (Centro Nacional de Informação e Arbitragem de Conflitos de Consumo) geral@cniacc.pt (www.cniacc.pt) - 253 619 107 (chamada para rede fixa nacional) CACRC (Centro de Arbitragem de Conflitos de Consumo da Região de Coimbra) geral@cacrc.pt (www.cacrc.pt) – 239 821 690 (chamada para rede fixa nacional) Mais informações em Portal do Consumidor www.consumidor.pt
    • SRC Home Credit policy number: 205147234 Comp. de Seguros Allianz Portugal, S.A.
    • SRC Home Credit policy date: 20/12/2024
    • SRC Consumer Credit policy number: 205147233 Comp. de Seguros Allianz Portugal, S.A.
    • SRC Consumer Credit policy date: 20/12/2024
  • DS ALBERGARIA A VELHA
    • Praça Doutor António Albuquerque PinhoFracção I, 4C R/C Esq 3850-055 Albergaria-a-Velha, 3850-055, Albergaria-a-velha e Valmaior, Albergaria-a-Velha
    • 9:30 às 12:30 e 14:00 às 18:30 2ª a 6ª
    • AMI License: 9358
    • T. 234527064

      (call to the national landline network)

    • T. 913007666

      (call to the national mobile network)

    • E. albergariaavelha@decisoesesolucoes.com
    DS ALBERGARIA A VELHA
    • Intermediate Credit Register No.: 0003862
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/albersolucoes-mediacao-imobiliaria-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • SICAM - CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • BNP PARIBAS PERSONAL FINANCE, S.A. - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à Albersoluções - Mediação Imobiliária, Lda receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do Decreto-Lei 81-C/2017, de 7 de Julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CNIACC (Centro Nacional de Informação e Arbitragem de Conflitos de Consumo) geral@cniacc.pt CICAP (Centro de Informação de Consumo e Arbitragem do Porto) cicap@cicap.pt Mais informações em Portal do Consumidor www.consumidor.pt
    • SRC Home Credit policy number: 2510812 Hiscox S.A. - Sucursal em Portugal
    • SRC Home Credit policy date: 30/06/2024
    • SRC Consumer Credit policy number: 2510642 Hiscox S.A. - Sucursal em Portugal
    • SRC Consumer Credit policy date: 30/06/2024
  • DS ALBUFEIRA
    DS ALBUFEIRA
    • Intermediate Credit Register No.: 0004843
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/mialu-intermediating-unipessoal-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • SICAM - CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • BANCO PRIMUS, SA
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à MIALU Intermediating, Unipessoal, Lda receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do Decreto-Lei 81-C/2017, de 7 de Julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • SRC Home Credit policy number: 2535051 e 2535052
    • SRC Home Credit policy date: 11/06/2025
    • SRC Consumer Credit policy number: 2535051 e 2535052
    • SRC Consumer Credit policy date: 11/06/2025
  • DS ALENQUER
    • Rua Carlos Alberto Martins Vicente - Urbanização Quinta do Bravo Nº 92 , Loja n: 1, 2580-578, Alenquer
    • 9:00 ás 18:00 - segunda a sexta
    • AMI License: 12231
    • T. 263046010

      (call to the national landline network)

    • E. vvaladao@decisoesesolucoes.com
    DS ALENQUER
    • Intermediate Credit Register No.: 0003886
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/projetos-sem-fim-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • BNP PARIBAS PERSONAL FINANCE, S.A. - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
      • BNI - BANCO DE NEGÓCIOS INTERNACIONAL (EUROPA), S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à Projetos Sem Fim, LDA receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do Decreto-Lei 81-C/2017, de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • SRC Home Credit policy number: 2535084 - Hiscox S.A. – Sucursal em Portugal
    • SRC Home Credit policy date: 24/06/2024
    • SRC Consumer Credit policy number: 2535085 - Hiscox S.A. – Sucursal em Portugal
    • SRC Consumer Credit policy date: 24/06/2024
  • DS ALMEIRIM
    DS ALMEIRIM
    • Exclusivity regime: No
    • Consulting Services: No
  • DS ALVERCA
    DS ALVERCA
    • Intermediate Credit Register No.: 6533
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/horizonte-de-decisoes-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • BANCO CTT, S.A.
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito está vedado à Horizonte de Decisões, Lda., receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46º do Decreto–Lei 81-C/2017 de 7 de Julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CAUAL (Centro de Arbitragem da Universidade Autónoma de Lisboa) https://arbitragem.autonoma.pt/ CNIACC (Centro Nacional de Informação e Arbitragem de Conflitos de Consumo) geral@cniacc.pt
    • SRC Home Credit policy number: 206233816 Companhia de Seguros Allianz Portugal SA
    • SRC Home Credit policy date: 06/08/2025
    • SRC Consumer Credit policy number: 206233835 Companhia de Seguros Allianz Portugal SA
    • SRC Consumer Credit policy date: 06/08/2025
  • DS AMARANTE e BAIÃO
    DS AMARANTE e BAIÃO
    • Intermediate Credit Register No.: 4007
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/decisoes-variaveis-mediacao-imobiliaria-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
      • BNI - BANCO DE NEGÓCIOS INTERNACIONAL (EUROPA), S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito ,está vedado à Decisões e Variáveis Mediação Imobiliária, Lda., receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46º do Decreto–Lei 81-C/2017 de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: Centro Nacional de Informação e Arbitragem de Conflitos de Consumo com o sítio eletrónico na Internet – www.cniacc.pt, e ao Centro de Informação de Consumo e Arbitragem do Porto, com sítio eletrónico na internet – www.cicap.pt
    • SRC Home Credit policy number: Hiscox S.A-2510881
    • SRC Home Credit policy date: 11/07/2024
    • SRC Consumer Credit policy number: Hiscox S.A-2510880
    • SRC Consumer Credit policy date: 11/07/2024
  • DS ANADIA
    DS ANADIA
    • Intermediate Credit Register No.: 0001465
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/decisoes-de-vida-mediacao-imobiliaria-unipessoal-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
      • BNI - BANCO DE NEGÓCIOS INTERNACIONAL (EUROPA), S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Em nenhuma circunstância, a Decisões de Vida, Mediação Imobiliária Unip. Lda, poderá receber quaisquer valores dos consumidores que se encontrem relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artº 46 do Decreto-Lei 81-C/2017 de 7 de Julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: Centro de Arbitragem de Conflitos de Consumo da Região de Coimbra (CACRC) Av. Fernão de Magalhães, 240, 1º, 3000-172, Coimbra – Telf. 239821690 geral@centrodearbitragemdecoimbra.comCentro Nacional de Informação e Arbitragem de Conflitos de Consumo (CNIACC) Rua D. Afonso Henriques, 1, 4700-030 Braga – Telf. 253 619 107 – geral@cniacc.pt
    • SRC Home Credit policy number: 2544677
    • SRC Home Credit policy date: 04/07/2025
    • SRC Consumer Credit policy number: 2544675
    • SRC Consumer Credit policy date: 04/07/2025
  • DS ARRÁBIDA SETUBAL
    DS ARRÁBIDA SETUBAL
    • Exclusivity regime: No
    • Consulting Services: No
  • DS AVEIRO CENTRO
    • Rua Conselheiro Luís Magalhães, 46 - R/C A4, 3800-137, Glória e Vera Cruz, Aveiro
    • 9:30 às 12:30 e 14:00 às 18:30 2ª a 6ª
    • AMI License: 9358
    • T. 234384555

      (call to the national landline network)

    • T. 919140993

      (call to the national mobile network)

    • E. ds.aveiro@decisoesesolucoes.com
    DS AVEIRO CENTRO
    • Intermediate Credit Register No.: 0003862
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/albersolucoes-mediacao-imobiliaria-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • SICAM - CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • BNP PARIBAS PERSONAL FINANCE, S.A. - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à ALBERSOLUÇÕES - Mediação Imobiliária, Lda. receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do Decreto-Lei 81-C/2017, de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CNIACC (Centro Nacional de Informação e Arbitragem de Conflitos de Consumo) geral@cniacc.pt CICAP (Centro de Informação de Consumo e Arbitragem do Porto) cicap@cicap.pt Mais informações em Portal do Consumidor www.consumidor.pt
    • SRC Home Credit policy number: 2510812 Hiscox S.A. - Sucursal em Portugal
    • SRC Home Credit policy date: 30/06/2025
    • SRC Consumer Credit policy number: 2510642 Hiscox S.A. - Sucursal em Portugal
    • SRC Consumer Credit policy date: 30/06/2025
  • DS AVEIRO VERA CRUZ
    • Alameda Silva Rocha,99 A, 3800-385, Glória e Vera Cruz, Aveiro
    • 09:30 ás 18:00h
    • AMI License: 16286
    • T. 234099272

      (call to the national landline network)

    • T. 935125441

      (call to the national mobile network)

    • E. aveiro2@decisoesesolucoes.com
    DS AVEIRO VERA CRUZ
    • Intermediate Credit Register No.: 4525
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/cj-rama-unipessoal-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • SICAM - CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • BNP PARIBAS PERSONAL FINANCE, S.A. - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Está vedado à CJ RAMA UNIPESSOAL, Lda., receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46º do Decreto–Lei 81-C/2017 de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CNIACC – Centro Nacional de Informação e Arbitragem de Conflitos de Consumo R Dom Afonso Henriques nº1, 4700-030 Braga telefone: +351 253 619 107 email: geral@cniacc.pt CAUAL (Centro de Arbitragem da Universidade Autónoma de Lisboa) Rua de Santa marta, 43-E, 1ºC 1150-293 Lisboa Telefone: +351 213 177 660 email: centrodearbitragem@autonoma.pt Mais informações em Portal do Consumidor em www.consumidor.pt
    • SRC Home Credit policy number: 2533937
    • SRC Home Credit policy date: 28/10/2024
    • SRC Consumer Credit policy number: 2535113
    • SRC Consumer Credit policy date: 01/05/2025
  • DS BARCELOS
    DS BARCELOS
    • Intermediate Credit Register No.: 2799
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/goldcapital-mediacao-imobiliaria-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • BANCO PRIMUS, SA
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito ,está vedado à GOLDCAPITAL - Mediação Imobiliária, Lda, receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46º do Decreto–Lei 81-C/2017 de 7 de Julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CIAB -https://www.ciab.pt/pt/ CICAP -https://cicap.pt
    • SRC Home Credit policy number: Hiscox S.A. – Sucursal em Portugal - 2536711
    • SRC Home Credit policy date: 30/06/2024
    • SRC Consumer Credit policy number: Hiscox S.A. – Sucursal em Portugal - 2536712
    • SRC Consumer Credit policy date: 30/06/2024
  • DS BARCELOS CENTRO
    DS BARCELOS CENTRO
    • Intermediate Credit Register No.: 0006224
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/miguel-barbosa-mediacao-imobiliaria-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à MIGUEL BARBOSA – MEDIAÇÃO IMOBILIÁRIA, LDA. receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do Decreto-Lei 81-C/2017, de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: . CNIACC – Centro Nacional de Informação e Arbitragem de Conflitos de Consumo – www.cniacc.pt . CIAB – Centro de Informação, Mediação e Arbitragem de Consumo (Tribunal Arbitral de Consumo) – www.ciab.pt
    • SRC Home Credit policy number: 206070563
    • SRC Home Credit policy date: 11/02/2025
  • DS BARREIRO FIDALGUINHOS
    DS BARREIRO FIDALGUINHOS
    • Intermediate Credit Register No.: 7232
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/nelson-alves-favas-unipessoal-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à NELSON ALVES FAVAS, UNIP. LDA receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do Decreto-Lei 81-C/2017, de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: Centro de Arbitragem Universidade Autónoma de Lisboa | https://arbitragem.autonoma.pt/ | Tel. (+351) 213 177 660 Centro de Arbitragem de Conflitos de Consumo de Lisboa | http://www.centroarbitragemlisboa.pt/ | Tel. (+351) 218 807 030
    • SRC Home Credit policy number: 2534296 - HISCOX S.A.
    • SRC Home Credit policy date: 01/02/2025
  • DS BARREIRO RIO
    DS BARREIRO RIO
    • Exclusivity regime: No
    • Consulting Services: No
  • DS BASTO
    • Jose Maria D'Alpoim RC nº 102 4880-253 Mondim de Basto, 4880-253, Mondim de Basto
    • 9H-18H
    • AMI License: 9669
    • T. 255323133

      (call to the national landline network)

    • T. 937971518

      (call to the national mobile network)

    • E. dsbasto@decisoesesolucoes.com
    DS BASTO
    • Intermediate Credit Register No.: 0001726
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/conta-evidente-mediacao-imobiliaria-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de Crédito , está vedado à Conta Evidente - Mediação Imobiliária, Lda. receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46º do Decreto–Lei 81-C/2017 de 7 de Julho.”;
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: TRIAVE-https://www.TRIAVE.PT CNIACC-https:/CNIACC.PT
    • SRC Home Credit policy number: Hiscox S.A.-2536788
    • SRC Home Credit policy date: 23/09/2024
    • SRC Consumer Credit policy number: Hiscox S.A.-2536789
    • SRC Consumer Credit policy date: 23/09/2024
  • DS BELMONTE
    • RUA PEDRO ÁLVARES CABRAL, 261 6250-088 Belmonte, 6250-088 Belmonte, Belmonte
    • 10h - 18,30 h
    • AMI License: 12227
    • T. 275912257

      (call to the national landline network)

    • T. 965896051

      (call to the national mobile network)

    • E. belmonte@decisoesesolucoes.com
    DS BELMONTE
    • Intermediate Credit Register No.: 006308
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/teixeira-de-almeida-unipessoal-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • BNI - BANCO DE NEGÓCIOS INTERNACIONAL (EUROPA), S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à Teixeira de Almeida, Unipessoal Lda, receber quaisquer valores dos consumidores que se encontrem relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artº 46 do Decreto–Lei 81-C/2017 de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: Centros de Resolução de Conflitos, CNIACC (Centro de Informação e Arbitragem de Conflitos de Consumo) geral@cniacc.pt e CACRC (Centro Arbitragem Conflitos de Consumo da Região Coimbra) geral@centrodearbitragemdecoimbra.com
    • SRC Home Credit policy number: 206013254
    • SRC Home Credit policy date: 08/12/2024
  • DS BOBADELA CENTRO
    • Largo Infante D. Henrique, Nº 7, Loja 3, 2695-467 Bobadela, Santa Iria de Azoia, São João da Talha e Bobadela, Loures
    • 10:00 às 19:00
    • AMI License: 21820
    • T. 210496879

      (call to the national landline network)

    • T. 965716860

      (call to the national mobile network)

    • E. sergiodias@decisoesesolucoes.com
    DS BOBADELA CENTRO
    • Intermediate Credit Register No.: 7369
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/pleninvulgar-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Em nenhuma circunstância a Decisões e Soluções – Intermediários De Crédito, Lda., poderá receber quaisquer valores dos consumidores que se encontrem relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do art.º 46 do Decreto–Lei 81-C/2017 de 7 de Julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CNIACC (Centro Nacional de Informação e Arbitragem de Conflitos de Consumo) geral@cniacc.pt CACCL (Centro de Arbitragem de Conflitos de Consumo de Lisboa) juridico@centroarbitragemlisboa.pt
    • SRC Home Credit policy number: Hiscox SA Sucursal em Portugal- 2534048
    • SRC Home Credit policy date: 22/01/2025
  • DS BRAGA CENTRO
    DS BRAGA CENTRO
    • Intermediate Credit Register No.: 4786
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/calculacertado-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • SICAM - CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • BANCO PRIMUS, SA
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
      • BNI - BANCO DE NEGÓCIOS INTERNACIONAL (EUROPA), S.A.
      • ABANCA SERVICIOS FINANCIEROS, E.F.C., S.A.- SUCURSAL EM PORTUGAL
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto Intermediário de Crédito Vinculado, está vedado à Calculacertado - Lda receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do Decreto Lei 81-C/2027, de 7 de julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CIAB - Tribunal Arbitral de Consumo; CNIACC - Centro Nacional de Informação e Arbitragem de Conflitos de Consumo
    • SRC Home Credit policy number: Hiscox S.A. – Sucursal em Portugal-2517904
    • SRC Home Credit policy date: 16/10/2025
    • SRC Consumer Credit policy number: Hiscox S.A. – Sucursal em Portugal-2517903
    • SRC Consumer Credit policy date: 16/10/2025
  • DS BRAGA LIBERDADE
    DS BRAGA LIBERDADE
    • Intermediate Credit Register No.: 7436
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/fracoes-e-equacoes-unipessoal-lda
    • Credit Intermediary Category: INTERMEDIARIO DE CREDITO VINCULADO
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de Crédito, está vedado à Frações e Equações Unipessoal LDA, receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46º do Decreto–Lei 81-C/2017 de 7 de Julho.”;
    • Supervisory Entity for the activity of Credit Intermediation: BANCO DE PORTUGAL
    • Conflict Resolution Centers: CIAB-https://www.ciab.pt/pt/ CICAP-https://cicap.pt/
    • SRC Home Credit policy number: Allianz Portugal, S.A.-206877404
    • SRC Home Credit policy date: 11/05/2023
    • SRC Consumer Credit policy number: Allianz Portugal, S.A.-206877401
    • SRC Consumer Credit policy date: 11/05/2023
  • DS BRAGA NOGUEIRÓ
    DS BRAGA NOGUEIRÓ
    • Intermediate Credit Register No.: 0003971
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/alposgold-nortenegocios-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • SICAM - CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: No
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à Alposgold-Nortenegocios,Lda receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do Decreto-Lei 81-C/2017, de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • SRC Home Credit policy number: 2536716 - Hiscox, S.A Sucursal em Portugal
    • SRC Home Credit policy date: 01/07/2024
    • SRC Consumer Credit policy number: 2536717 - Hiscox, S.A Sucursal em Portugal
    • SRC Consumer Credit policy date: 01/07/2024
  • DS BRAGA TRIBUNAL
    DS BRAGA TRIBUNAL
    • Intermediate Credit Register No.: Calculacertado - LDA nº4786
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/calculacertado-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • SICAM - CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • BANCO PRIMUS, SA
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
      • BNI - BANCO DE NEGÓCIOS INTERNACIONAL (EUROPA), S.A.
      • ABANCA SERVICIOS FINANCIEROS, E.F.C., S.A.- SUCURSAL EM PORTUGAL
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Está vedado à Calculacertado - Lda receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do Decreto Lei 81-C/2027, de 7 de julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CIAB - https://www.ciab.pt CNIACC -https://www.cniacc.pt/pt/
    • SRC Home Credit policy number: Hiscox S.A. – Sucursal em Portugal-2517904
    • SRC Home Credit policy date: 16/10/2024
    • SRC Consumer Credit policy number: Hiscox S.A. – Sucursal em Portugal-2517903
    • SRC Consumer Credit policy date: 16/10/2024
  • DS BRAGANÇA
    • Rua Eng. Amaro da Costa, 25, 5300-146, Sé, Santa Maria e Meixedo, Bragança
    • 09:00 ; 12:30 - 14:00 ; 18:30
    • AMI License: 9632
    • T. 273326361

      (call to the national landline network)

    • T. 935620113

      (call to the national mobile network)

    • E. ag.braganca@decisoesesolucoes.com
    DS BRAGANÇA
    • Intermediate Credit Register No.: 004208
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/alexandra-branco-mediacao-imobiliaria-unipessoal-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • SICAM - CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à Alexandra Branco Mediação Imobiliária Unipessoal, Lda receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do Decreto-Lei 81-C/2017, de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: UNIVERSIDADE NOVA DE LISBOA
    • SRC Home Credit policy number: 2536785 - Hiscox S.A. – Sucursal em Portugal
    • SRC Home Credit policy date: 20/09/2025
    • SRC Consumer Credit policy number: 2536786 - Hiscox S.A. – Sucursal em Portugal
    • SRC Consumer Credit policy date: 20/09/2025
  • DS CAMPO ALEGRE
    DS CAMPO ALEGRE
    • Intermediate Credit Register No.: 7466
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/amplitude-cumplice-unipessoal-lda
    • Credit Intermediary Category: VINCULADO
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • BANCO BIC PORTUGUÊS, SA
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito,está vedado à Amplitude Cúmplice Unipessoal LDA receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artº 46 do Decreto–Lei 81-C/2017 de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: BANCO DE POORTUGAL
    • Conflict Resolution Centers: CICAP- TRIBUNAL ARBITRAL DE CONSUMO https://cicap.pt CIAB-TRIBUNAL-TRIBUNAL ARBITRAL DE CONFLITOS AO CONSUMO https://www.ciab.pt/pt/
    • SRC Home Credit policy number: Seguros Allianz Portugal, S.A.206943610
    • SRC Home Credit policy date: 09/07/2024
    • SRC Consumer Credit policy number: Seguros Allianz Portugal-206943615
    • SRC Consumer Credit policy date: 09/06/2024
  • DS CASCAIS
    DS CASCAIS
    • Intermediate Credit Register No.: 4215
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/simulvalor-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: No
    • Total restriction on the receipt of valuables: Vedada o recebimento de qualquer valor
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: Centro de Arbitragem de Conflitos de Consumo de Lisboa CNIACC-Centro Nacional de Informação e Arbitragem de Conflitos de Consumo
    • SRC Home Credit policy number: 2514591
    • SRC Home Credit policy date: 31/12/2024
    • SRC Consumer Credit policy number: 2514605
    • SRC Consumer Credit policy date: 31/12/2024
  • DS CASTANHEIRA DO RIBATEJO
    DS CASTANHEIRA DO RIBATEJO
    • Exclusivity regime: No
    • Consulting Services: No
  • DS CHARNECA DA CAPARICA
    • Av. Elias Garcia, nº 908 - A, 2820-222, Charneca de Caparica e Sobreda, Almada
    • 9:30h - 13:00h / 14:30h - 18:30h
    • AMI License: 18057
    • T. 212960588

      (call to the national landline network)

    • T. 964607177

      (call to the national mobile network)

    • E. geral@jhnevesproperties.pt
    DS CHARNECA DA CAPARICA
    • Intermediate Credit Register No.: 6636
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/jaime-henrique-neves-unipessoal-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Está vedado à JHNeves- unipessoal, Lda., receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46º do Decreto–Lei 81-C/2017 de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CACCL (Centro de Arbitragem Conflitos de Consumo de Lisboa) juridico@centroarbitragemlisboa.pt CNIACC (Centro Nacional de Informação e Arbitragem de Conflitos de Consumo) geral@cniacc.pt
    • SRC Home Credit policy number: 206296075
    • SRC Home Credit policy date: 15/10/2024
    • SRC Consumer Credit policy number: 206363592
    • SRC Consumer Credit policy date: 27/12/2024
  • DS COIMBRA
    • Rua Carlos Seixas, 171 3030-177 Coimbra, 3030-177, Santo António dos Olivais, Coimbra
    • 10:00 às 12:00 e 14:00h às 17:00h 2ª a 6ª
    • AMI License: 9358
    • T. 239090369

      (call to the national landline network)

    • T. 935004730

      (call to the national mobile network)

    • E. coimbra@decisoesesolucoes.com
    DS COIMBRA
    • Intermediate Credit Register No.: 0003862
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/albersolucoes-mediacao-imobiliaria-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • SICAM - CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • BNP PARIBAS PERSONAL FINANCE, S.A. - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à Albersoluções - Mediação Imobiliária, Lda receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do Decreto-Lei 81-C/2017, de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CNIACC (Centro Nacional de Informação e Arbitragem de Conflitos de Consumo) geral@cniacc.pt CICAP (Centro de Informação de Consumo e Arbitragem do Porto) cicap@cicap.pt Mais informações em Portal do Consumidor www.consumidor.pt
    • SRC Home Credit policy number: Apólice 2510812 Hiscox S.A. Sucursal em Portugal
    • SRC Home Credit policy date: 30/06/2025
    • SRC Consumer Credit policy number: Apólice 2510642 Hiscox S.A. Sucursal em Portugal
    • SRC Consumer Credit policy date: 30/06/2025
  • DS COVILHÃ
    DS COVILHÃ
    • Intermediate Credit Register No.: 6546
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/palpite-consensual-unipessoal-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • SICAM - CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à PALPITE CONSENSUAL – UNIPESSOAL, LDA receber quaisquer valores dos consumidores que se encontrem relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artº 46 do Decreto–Lei 81-C/2017 de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CNIACC (Centro Nacional de Informação e Arbitragem de Conflitos de Consumo) - geral@cniacc.pt CAUAL (Centro de Arbitragem da Universidade Autónoma de Lisboa) - centrodearbitragem@autonoma.pt
    • SRC Home Credit policy number: 206287313
    • SRC Home Credit policy date: 06/10/2025
    • SRC Consumer Credit policy number: 206287324
    • SRC Consumer Credit policy date: 06/10/2025
  • DS ENTRONCAMENTO
    • Rua Sete de Novembro de 1862, n.º 9 - Entroncamento, 2330-189 , Nossa Senhora de Fátima, Entroncamento
    • Seg. a Sex - 10H -18H
    • AMI License: 9446
    • T. 249091440

      (call to the national landline network)

    • T. 911562623

      (call to the national mobile network)

    • E. entroncamento@decisoesesolucoes.com
    DS ENTRONCAMENTO
    • Intermediate Credit Register No.: 3235
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/solucoes-magnificas-mediacao-imobiliaria-unipessoal-lda
    • Credit Intermediary Category: vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
    • Lenders with Binding Agreement:

      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: No
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito está vedado à Soluções Magnificas, mediação imobiliária, unipessoal, Lda., receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46º do Decreto–Lei 81-C/2017 de 7 de Julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • SRC Home Credit policy number: 205152072 Seguros Allianz Portugal, S.A.
    • SRC Home Credit policy date: 20/12/2024
  • DS ENTRONCAMENTO E.LECLERC
    DS ENTRONCAMENTO E.LECLERC
    • Intermediate Credit Register No.: 0003327
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/desafios-de-escolha-mediacao-imobiliaria-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à Desafios de Escolha - Mediação Imobiliária, Lda. receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do Decreto-Lei 81-C/2017, de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • SRC Home Credit policy number: PI-37593623O5 Liberty Mutual Insurance Europe SE
    • SRC Home Credit policy date: 05/07/2024
    • SRC Consumer Credit policy number: PI-89582423O1 Liberty Mutual Insurance Europe SE
    • SRC Consumer Credit policy date: 18/07/2024
  • DS ERMESINDE
    DS ERMESINDE
    • Intermediate Credit Register No.: 3725
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/duarte-chaves-mediacao-imobiliaria-unipessoal-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: No
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito está vedado à Duarte Chaves Mediação Imobiliária Unipessoal, Lda., receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46º do Decreto–Lei 81-C/2017 de 7 de Julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • SRC Home Credit policy number: 2510211 Hiscox S.A. - Sucursal em Portugal
    • SRC Home Credit policy date: 07/06/2024
  • DS ESPINHO
    DS ESPINHO
    • Intermediate Credit Register No.: 0006853
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/arcadas-cupulas-imobiliaria-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à Arcada & Cúpulas, LDA receber quaisquer valores dos consumidores que se encontrem relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artº 46 do Decreto–Lei 81-C/2017 de 7 de Julho
    • Conflict Resolution Centers: CIAB - Centro de Informação, Mediação e Arbitragem de Comsumo
    • SRC Home Credit policy number: 2529319
    • SRC Home Credit policy date: 01/05/2025
    • SRC Consumer Credit policy number: 2529320
    • SRC Consumer Credit policy date: 01/05/2025
  • DS ESPOSENDE
    DS ESPOSENDE
    • Intermediate Credit Register No.: 0003532
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/cs21-invest-mediacao-imobiliaria-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • SICAM - CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à CS21 Invest Mediação Imobiliária, Lda receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do Decreto-Lei 81-C/2017, de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CIAB - Centro Informação, Mediação e Arbitragem de Consumo - Braga
    • SRC Home Credit policy number: PI-37121223O5 - Liberty Mutual Insurance Europe SE
    • SRC Home Credit policy date: 18/06/2024
    • SRC Consumer Credit policy number: PI-37100023O5 - Liberty Mutual Insurance Europe SE
    • SRC Consumer Credit policy date: 14/06/2024
  • DS FAFE
    DS FAFE
    • Exclusivity regime: No
    • Consulting Services: No
  • DS FARO AVENIDA
    DS FARO AVENIDA
    • Intermediate Credit Register No.: 0007473
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/designio-numerico-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à DESÍGNIO NUMÉRICO- LDA receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do Decreto-Lei 81-C/2017, de 7 de Julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • SRC Home Credit policy number: 2537633 - Hiscox, S.A.
    • SRC Home Credit policy date: 16/07/2023
    • SRC Consumer Credit policy number: Hiscox, S.A. - 2537634
    • SRC Consumer Credit policy date: 16/07/2023
  • DS FÁTIMA
    • Rua São João de Deus, n.º 34 R/C Dtº, 2495-456 FÁTIMA, Fátima, Ourém
    • 9,30 - 12,30 E 14,30 - 19,00
    • AMI License: 9877
    • T. 249591937

      (call to the national landline network)

    • T. 918144872

      (call to the national mobile network)

    • E. dsfatima-ds@decisoesesolucoes.com
    DS FÁTIMA
    • Intermediate Credit Register No.: 3080
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/waytoget-mediacao-imobiliaria-unipessoal-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • SICAM - CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: No
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito está vedado à Waytoget - Med.Imob.Unip., Lda., receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46º do Decreto–Lei 81-C/2017 de 7 de Julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de portugal
    • Conflict Resolution Centers: Centro Nacional de Informação e Arbitragem de Conflitos de Consumo (CNIACC): www.cniacc.pt Centro de Arbitragem da Universidade Católica Portuguesa (CAUCP): www.fd.lisboa.ucp.pt
    • SRC Home Credit policy number: 207396646
    • SRC Home Credit policy date: 05/09/2025
  • DS FIGUEIRA DA FOZ
    DS FIGUEIRA DA FOZ
    • Intermediate Credit Register No.: 7099
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/avenidas-e-condados-unipessoal-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: No
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito está vedado à Avenidas e Condados, Unipessoal, Lda., receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46º do Decreto–Lei 81-C/2017 de 7 de Julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: Centro de Arbitragem de Conflitos de Consumo da Região de Coimbra Centro Nacional de Informação e Arbitragem de Conflitos de Consumo
    • SRC Home Credit policy number: PI-91866423O1 Liberty Mutual Insurance Europe SE
    • SRC Home Credit policy date: 29/09/2024
  • DS FRIELAS
    • Praceta Gil Eanes 2 - Loja A, 2660-444, Santo António Dos Cavaleiros e Frielas, Loures
    • 9h - 13h/ 14h-19h
    • AMI License: 24382
    • T. 211556089

      (call to the national landline network)

    • T. 939603196

      (call to the national mobile network)

    • E. frielas@decisoesesolucoes.com
    DS FRIELAS
    • Intermediate Credit Register No.: 7934
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/firmamento-do-sucesso-unipessoal-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CAUAL CNIACC
    • SRC Home Credit policy number: 2545348
    • SRC Home Credit policy date: 14/08/2025
    • SRC Consumer Credit policy number: 2545349
    • SRC Consumer Credit policy date: 14/08/2025
  • DS GAIA AV REPÚBLICA
    • Avenida da República, 2216 R/C 4430-196 Vila Nova de Gaia, 4430-196, Mafamude e Vilar do Paraíso, Vila Nova de Gaia
    • 9.30 - 18.30
    • AMI License: 9494
    • T. 220927070

      (call to the national landline network)

    • T. 911504798

      (call to the national mobile network)

    • E. gaia.av.republica@decisoesesolucoes.com
    DS GAIA AV REPÚBLICA
    • Intermediate Credit Register No.: 0002880
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/monica-goncalves-mediacao-imobiliaria-unipessoal-lda
    • Credit Intermediary Category: VINCULADO
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • SICAM - CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
      • BNI - BANCO DE NEGÓCIOS INTERNACIONAL (EUROPA), S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à MÓNICA GONÇALVES - MEDIAÇÃO IMOBILIÁRIA, LDA receber quaisquer valores dos consumidores que se encontrem relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artº 46 do Decreto–Lei 81-C/2017 de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: BANCO DE PORTUGAL
    • Conflict Resolution Centers: CICAP CNIACC
    • SRC Home Credit policy number: 2531085
    • SRC Home Credit policy date: 09/10/2024
    • SRC Consumer Credit policy number: 2531086
    • SRC Consumer Credit policy date: 09/10/2024
  • DS GAIA CANDAL
    • Rua António Costa Bernardes, 167 Candal, 4400-662 , Santa Marinha e São Pedro da Afurada, Vila Nova de Gaia
    • DAS 9H ÀS 19H
    • AMI License: 19759
    • T. 911142886

      (call to the national landline network)

    • T. +351910963329

      (call to the national mobile network)

    • E. gaiacandal@decisoesesolucoes.com
    DS GAIA CANDAL
    • Intermediate Credit Register No.: 7479
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/grand-blm-lda
    • Credit Intermediary Category: VINCULADO
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito ,está vedado à Grand BLM LDA receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do Decreto Lei 81-C/2027, de 7 de julho.
    • Supervisory Entity for the activity of Credit Intermediation: BANCO DE PORTUGAL
    • Conflict Resolution Centers: CICAP-https://cicap.PT TRIAVE-https://www.triave.pt
    • SRC Home Credit policy number: Allianz Portugal, S.A.206738936
    • SRC Home Credit policy date: 04/04/2025
    • SRC Consumer Credit policy number: Allianz Portugal, S.A.-206738924
    • SRC Consumer Credit policy date: 04/04/2025
  • DS GAIA DESCOBRIMENTOS
    • Avenida dos Descobrimentos 1193 Loja E, 4400-103 , Santa Marinha e São Pedro da Afurada, Vila Nova de Gaia
    • AMI License: 9864
    • T. 224019182

      (call to the national landline network)

    • T. 961722867

      (call to the national mobile network)

    • E. nunopereira@decisoesesolucoes.com
    DS GAIA DESCOBRIMENTOS
    • Intermediate Credit Register No.: 6332
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/pereira-rebelo-mediacao-imobiliaria-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à Pereira e Rebelo Mediação Imobiliária Lda poderá receber quaisquer valores dos consumidores que se encontrem relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artº 46 do Decreto–Lei 81-C/2017 de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco Portugal
    • Conflict Resolution Centers: Centro Nacional de Informação e Arbitragem de Conflitos de Consumo (CNIACC). Telf. 213 847 484 (Chamada para a rede fixa nacional) Email. cniacc@unl.pt Centro de Informação de Consumo e Arbitragem do Porto (CICAP). Telf. 225 083 49 (Chamada para a rede fixa nacional) Email. cicap@mail.telepac.pt
    • SRC Home Credit policy number: 205375803
    • SRC Home Credit policy date: 09/06/2024
  • DS GAIA DOURO
    • Alvares Cabral 85 4430-158 Vila Nova Gaia, 4430-158, Mafamude e Vilar do Paraíso, Vila Nova de Gaia
    • 9H às 18:30H
    • AMI License: 18833
    • T. 223710937

      (call to the national landline network)

    • T. 924395050

      (call to the national mobile network)

    • E. gaiadouro@decisoesesolucoes.com
    DS GAIA DOURO
    • Intermediate Credit Register No.: 0006605
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/elemento-afirmativo-unipessoal-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • SICAM - CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito ,está vedado à Elemento Afirmativo, Unipessoal, Lda., receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do Decreto-Lei 81-C/2017, de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: BANCO DE PORTUGAL
    • Conflict Resolution Centers: CIAB-https://www.ciab.pt/pt/ CNIACC-https://www.cniacc.pt/pt/
    • SRC Home Credit policy number: Allianz Portugal, S.A. - 206309076
    • SRC Home Credit policy date: 28/10/2024
    • SRC Consumer Credit policy number: Hiscox, S.A. - 2541553
    • SRC Consumer Credit policy date: 07/02/2025
  • DS GAIA OLIVAL
    DS GAIA OLIVAL
    • Exclusivity regime: No
    • Consulting Services: No
  • DS GONDOMAR
    • Centro Comercial OliveirasRua 25 de Abril, 365 1º loja 107 4420-211 Gondomar, 4420-211, Gondomar
    • 09:00 - 18:00
    • AMI License: 934
    • T. 914 223 982

      (call to the national landline network)

    • T. 914600233

      (call to the national mobile network)

    • E. dsgondomar@decisoesesolucoes.com
    DS GONDOMAR
    • Intermediate Credit Register No.: 0007442
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/pentagono-home-s
    • Credit Intermediary Category: VINCULADO
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à PENTÁGONO HOME, S.A. receber quaisquer valores dos consumidores que se encontrem relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artº 46 do Decreto–Lei 81-C/2017 de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: BANCO DE PORTUGAL
    • Conflict Resolution Centers: COMARCA DO PORTO
    • SRC Home Credit policy number: 206949363
    • SRC Home Credit policy date: 12/07/2023
    • SRC Consumer Credit policy number: 206944952
    • SRC Consumer Credit policy date: 12/07/2023
  • DS GUIMARÃES AZURÉM
    • Praceta Padre Luís Gonzaga Fonseca, loja 107 4800-045 Guimarães, 4800-045, Azurém, Guimarães
    • 9,30 horas até 19 horas
    • AMI License: 9778
    • T. 936256882

      (call to the national landline network)

    • T. 936256882

      (call to the national mobile network)

    • E. josemonteiro@decisoesesolucoes.com
    DS GUIMARÃES AZURÉM
    • Intermediate Credit Register No.: 0000878
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/decisoes-e-solucoes-intermediarios-de-credito-lda
    • Credit Intermediary Category: VINCULADO
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito , está vedado à Apontarmedidas, Unipessoal, Ldareceber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artº 46 do Decreto–Lei 81-C/2017 de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: BANCO DE PORTUGAL
    • Conflict Resolution Centers: TRIAVE (Centro de Arbitragem de Conflitos de Consumo do Vale do Ave) 253422410 – E-mail: triave@gmail.com CNIACC (Centro Nacional de Informação e Arbitragem de Conflitos de Consumo) – 253619107 – E-mail: geral@cniacc.pt
    • SRC Home Credit policy number: Hiscox S.A. – Sucursal em Portugal-2516467
    • SRC Home Credit policy date: 14/06/2023
    • SRC Consumer Credit policy number: Hiscox S.A. – Sucursal em Portugal-2516678
    • SRC Consumer Credit policy date: 23/06/2023
  • DS GUIMARÃES CENTRO
    DS GUIMARÃES CENTRO
    • Intermediate Credit Register No.: 0001296
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/paraiso-das-joias-industria-e-comercio-de-ourivesaria-sociedade-unipessoal
    • Credit Intermediary Category: vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • BANCO PRIMUS, SA
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito ,está vedado à Paraiso Joias receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do Decreto Lei 81-C/2027, de 7 de julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco Portugal
    • Conflict Resolution Centers: TRIAVE; https://www.triave.pt CICAP-https://cicap.pt
    • SRC Home Credit policy number: 2520485
    • SRC Home Credit policy date: 23/07/2025
    • SRC Consumer Credit policy number: 2520489
    • SRC Consumer Credit policy date: 23/07/2025
  • DS GUIMARÃES QUINTÃ
    DS GUIMARÃES QUINTÃ
    • Intermediate Credit Register No.: 0001296
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/paraiso-das-joias-industria-e-comercio-de-ourivesaria-sociedade-unipessoal
    • Credit Intermediary Category: VINCULADO
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • BANCO PRIMUS, SA
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Intermediário de Crédito Vinculado, está vedado à Nome da Empresa, Lda., receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46º do Decreto–Lei 81-C/2017 de 7 de Julho.”;
    • Supervisory Entity for the activity of Credit Intermediation: BANCO DE PORTUGAL
    • Conflict Resolution Centers: CNIACC- https://www.cniacc.pt/pt/ TRIAVE-https://www.triave.pt
    • SRC Home Credit policy number: 2520485
    • SRC Home Credit policy date: 23/07/2025
    • SRC Consumer Credit policy number: 2520489
    • SRC Consumer Credit policy date: 23/07/2025
  • DS INFANTADO
    • Avenida das Descobertas, 25 - Loja Esq, 2670-383 Infantado, Loures
    • 9:30-13:00 14:00-19:00
    • AMI License: 18334
    • T. 219834311

      (call to the national landline network)

    • T. 912128463

      (call to the national mobile network)

    • E. infantado@decisoesesolucoes.com
    DS INFANTADO
    • Intermediate Credit Register No.: 6191
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/neto-almeida-goncalves-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
      • BNI - BANCO DE NEGÓCIOS INTERNACIONAL (EUROPA), S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito está vedado à Neto & Almeida Gonçalves, Lda., receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46º do Decreto–Lei 81-C/2017 de 7 de Julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CNIACC CACCL
    • SRC Home Credit policy number: 2522159 - Hiscox, S.A. Sucursal em Portugal
    • SRC Home Credit policy date: 31/01/2025
    • SRC Consumer Credit policy number: 2527858 - Hiscox, S.A. Sucursal em Portugal
    • SRC Consumer Credit policy date: 31/01/2025
  • DS LAGOA
    DS LAGOA
    • Intermediate Credit Register No.: 0003386
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/dialogos-reais-mediacao-imobiliaria-unipessoal-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • BANCO PRIMUS, SA
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
      • BNI - BANCO DE NEGÓCIOS INTERNACIONAL (EUROPA), S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à DIÁLOGOS REAIS - MEDIAÇÃO IMOBILIÁRIA UNIPESSOAL, LDA receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do Decreto-Lei 81-C/2017, de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • SRC Home Credit policy number: 2535076 - Hiscox, S.A. - Sucursal em Portugal
    • SRC Home Credit policy date: 17/06/2024
    • SRC Consumer Credit policy number: 2535077 - Hiscox, S.A. - Sucursal em Portugal
    • SRC Consumer Credit policy date: 17/06/2024
  • DS LEIRIA CENTRO
    DS LEIRIA CENTRO
    • Intermediate Credit Register No.: 6387
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/jamtlis-sociedade-unipessoal-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • SICAM - CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito está vedado á JAMTLIS, Sociedade Unipessoal, LDA ., receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46º do Decreto–Lei 81-C/2017 de 7 de Julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CNIACC CACRC
    • SRC Home Credit policy number: 206178869
    • SRC Home Credit policy date: 11/06/2025
    • SRC Consumer Credit policy number: 206178868
    • SRC Consumer Credit policy date: 11/06/2025
  • DS LISBOA ALVALADE
    DS LISBOA ALVALADE
    • Intermediate Credit Register No.: 3725
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/duarte-chaves-mediacao-imobiliaria-unipessoal-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: No
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito está vedado à Duarte Chaves Mediação Imobiliária Unipessoal, Lda., receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46º do Decreto–Lei 81-C/2017 de 7 de Julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de portugal
    • SRC Home Credit policy number: 2510211 - Hiscox S.A. - Sucursal em Portugal
    • SRC Home Credit policy date: 07/06/2025
  • DS LISBOA AV. BERNA
    DS LISBOA AV. BERNA
    • Intermediate Credit Register No.: 3707
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/pffa-unipessoal-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
      • BNI - BANCO DE NEGÓCIOS INTERNACIONAL (EUROPA), S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: É vedado receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46º. do Decreto-Lei 81-C/2017, de 7 de Julho,
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal - Rua do Comércio, 148, 1100-150 Lisboa
    • Conflict Resolution Centers: Centro de Arbitragem de Conflitos de Consumo de Lisboa - Rua dos Douradores, 116, 2º e 3º, 1100-207 Lisboa Tlf: 21 880 70 38
    • SRC Home Credit policy number: 205128071 - Comp. Seguros Allianz Portugal, S.A.
    • SRC Home Credit policy date: 07/12/2023
    • SRC Consumer Credit policy number: 205128056 - Comp. Seguros Allianz Portugal, S.A.
    • SRC Consumer Credit policy date: 07/12/2023
  • DS LISBOA BENFICA
    DS LISBOA BENFICA
    • Intermediate Credit Register No.: 7049
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/coracao-de-ouro-unipessoal-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • BNI - BANCO DE NEGÓCIOS INTERNACIONAL (EUROPA), S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito está vedado à Coração de Ouro Unipessoal, Lda., receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46º do Decreto–Lei 81-C/2017 de 7 de Julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CACCL (Centro de Arbitragem de Conflitos de Consumo de Lisboa) juridico@centroarbitragemlisboa.pt CAPI (Centro de Arbitragem da Propriedade e do Imobiliário) tribunalarbitral@capi.pt
    • SRC Home Credit policy number: 206673132
    • SRC Home Credit policy date: 25/10/2025
    • SRC Consumer Credit policy number: 206714916
    • SRC Consumer Credit policy date: 07/12/2024
  • DS LISBOA ENTRECAMPOS
    DS LISBOA ENTRECAMPOS
    • Intermediate Credit Register No.: 0006998
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/firebird-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à Firebird, Lda. receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do Decreto-Lei 81-C/2017, de 7 de Julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • SRC Home Credit policy number: 2535035 - HISCOX S.A.
    • SRC Home Credit policy date: 30/05/2024
    • SRC Consumer Credit policy number: 2535036 - HISCOX S.A.
    • SRC Consumer Credit policy date: 30/05/2024
  • DS LISBOA PARQUE DAS NAÇÕES
    • Rua das Musas, Passeio dos Cruzados 2.01.01 G - Loja 5 - Parque das Nações, 1990-171, Parque das Nações, Lisboa
    • 9:30 às 12:30 e 14:00 às 18:30 2ª a 6ª
    • AMI License: 9358
    • T. 215890714

      (call to the national landline network)

    • T. 910719333

      (call to the national mobile network)

    • E. tomasdagnino@decisoesesolucoes.com
    DS LISBOA PARQUE DAS NAÇÕES
    • Intermediate Credit Register No.: 0003862
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/albersolucoes-mediacao-imobiliaria-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • SICAM - CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • BNP PARIBAS PERSONAL FINANCE, S.A. - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à ALBERSOLUÇÕES - Mediação Imobiliária, Lda. receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do Decreto-Lei 81-C/2017, de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CNIACC (Centro Nacional de Informação e Arbitragem de Conflitos de Consumo) geral@cniacc.pt CICAP (Centro de Informação de Consumo e Arbitragem do Porto) cicap@cicap.pt Mais informações em Portal do Consumidor www.consumidor.pt
    • SRC Home Credit policy number: 2510812 - Hiscox S.A. - Sucursal em Portugal
    • SRC Home Credit policy date: 30/06/2024
    • SRC Consumer Credit policy number: 2510642 - Hiscox S.A. - Sucursal em Portugal
    • SRC Consumer Credit policy date: 30/06/2024
  • DS LISBOA SALDANHA
    DS LISBOA SALDANHA
    • Intermediate Credit Register No.: 004712
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/calculohabilis-unipessoal-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • BANCO CTT, S.A.
      • SICAM - CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • BANCO PRIMUS, SA
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
      • BNI - BANCO DE NEGÓCIOS INTERNACIONAL (EUROPA), S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito está vedado à CalculoHabilis Unipessoal, Lda., receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46º do Decreto–Lei 81-C/2017 de 7 de Julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CNIACC (Centro Nacional de Informação e Arbitragem de Conflitos de Consumo): geral@cniacc.pt CACCL (Centro de Arbitragem de Conflitos de Consumo de Lisboa): juridico@centroarbitragemlisboa.pt
    • SRC Home Credit policy number: 2537318 (Hiscox, S.A. – Sucursal em Portugal)
    • SRC Home Credit policy date: 18/07/2025
    • SRC Consumer Credit policy number: 2537317 (Hiscox, S.A. – Sucursal em Portugal)
    • SRC Consumer Credit policy date: 18/07/2025
  • DS LISBOA TELHEIRAS
    • Rua Professor Moisés Amzalak, 11-D Telheiras, 1600-648, Lumiar, Lisboa
    • 09h30-13h00 14h00-18h30
    • AMI License: 10125
    • T. 217161599

      (call to the national landline network)

    • T. 966869582

      (call to the national mobile network)

    • E. luispereira@decisoesesolucoes.com
    DS LISBOA TELHEIRAS
    • Intermediate Credit Register No.: 7404
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/luis-torres-pereira-mediacao-imobiliaria-unipessoal-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • NOVO BANCO, S.A.
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Está vedado à Luís Torres Pereira - Mediação Imobiliária Unipessoal, Lda., receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46º do Decreto–Lei 81-C/2017 de 7 de Julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: Centro de Arbitragem de Conflitos de Consumo de Lisboa - http://www.centroarbitragemlisboa.pt/ Centro Nacional de Informação e Arbitragem de Conflitos de Consumo - https://www.cniacc.pt/pt/
    • SRC Home Credit policy number: Hiscox, S.A. Sucursal em Portugal nº 2539037
    • SRC Home Credit policy date: 04/10/2024
    • SRC Consumer Credit policy number: Hiscox, S.A. Sucursal em Portugal nº 2536282
    • SRC Consumer Credit policy date: 10/05/2025
  • DS LOURES
    • Rua 25 de Abril, N2A 2670-482 Loures, 2670-482, Loures
    • 9h30 as 13h00 / 14h30 as 18h30
    • AMI License: 9463
    • T. 211604747

      (call to the national landline network)

    • T. 919996980

      (call to the national mobile network)

    • E. loures@decisoesesolucoes.com
    DS LOURES
    • Intermediate Credit Register No.: 2070
    • Verification of Registration with the Bank of Portugal: 2070
    • Credit Intermediary Category: Intermediario de Credito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
    • Consulting Services: No
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: Centro de Arbitragem de Conflitos de Consumo de Lisboa: juridico@centroarbitragemlisboa.pt • CNIACC - Centro Nacional de Informação e arbitragem de conflitos de consumo: geral@cniacc.pt
    • SRC Home Credit policy number: 2511935
    • SRC Home Credit policy date: 19/09/2024
    • SRC Consumer Credit policy number: 2511934
    • SRC Consumer Credit policy date: 19/09/2024
  • DS LOURINHÃ
    • Avenida Maestro Manuel Maria Baltazar, Bloco 1, Loja C, 2530-921 Lourinhã, Lourinhã
    • 10:00-18:00
    • AMI License: 9514
    • T. 261020001

      (call to the national landline network)

    • T. 934202457

      (call to the national mobile network)

    • E. dslourinha@decisoesesolucoes.com
    DS LOURINHÃ
    • Intermediate Credit Register No.: 3618
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/geobak-mediacao-imobiliaria-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • BANCO CTT, S.A.
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Está vedado à Geobak – Mediação Imobiliária, Lda., receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46º do Decreto–Lei 81-C/2017 de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: Centro de Arbitragem de Lisboa CNIACC
    • SRC Home Credit policy number: Allianz - 206686535
    • SRC Home Credit policy date: 21/11/2024
    • SRC Consumer Credit policy number: Allianz - 206686563
    • SRC Consumer Credit policy date: 21/11/2024
  • DS MAIA NORTE
    DS MAIA NORTE
    • Intermediate Credit Register No.: 1729
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/visionaria-ocasiao-unipessoal-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • BNP PARIBAS PERSONAL FINANCE, S.A. - SUCURSAL EM PORTUGAL
      • BANCO PRIMUS, SA
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à Visionária Ocasião Unipessoal Lda receber quaisquer valores dos consumidores que se encontrem relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artº 46 do Decreto–Lei 81-C/2017 de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CIPAC TRIAVE
    • SRC Home Credit policy number: 2544496
    • SRC Home Credit policy date: 30/06/2025
    • SRC Consumer Credit policy number: 2544494
    • SRC Consumer Credit policy date: 30/06/2025
  • DS MAIA PREMIUM
    DS MAIA PREMIUM
    • Exclusivity regime: No
    • Consulting Services: No
  • DS MARCO CANAVESES
    DS MARCO CANAVESES
    • Exclusivity regime: No
    • Consulting Services: No
  • DS MATOSINHOS Srª DA HORA
    DS MATOSINHOS Srª DA HORA
    • Intermediate Credit Register No.: 0002880
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/monica-goncalves-mediacao-imobiliaria-unipessoal-lda
    • Credit Intermediary Category: VINCULADO
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • SICAM - CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
      • BNI - BANCO DE NEGÓCIOS INTERNACIONAL (EUROPA), S.A.
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à MÓNICA GONÇALVES - MEDIAÇÃO IMOBILIÁRIA, UNIPESSOAL LDA receber quaisquer valores dos consumidores que se encontrem relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artº 46 do Decreto–Lei 81-C/2017 de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: BANCO DE PORTUGAL
    • Conflict Resolution Centers: CICAP CNIACC
    • SRC Home Credit policy number: 2531085
    • SRC Home Credit policy date: 09/10/2024
    • SRC Consumer Credit policy number: 2531086
    • SRC Consumer Credit policy date: 09/10/2024
  • DS MOITA
    • RUA PROFESSOR BENTO DE JESUS CARAÇA, 27B, 2860-483, Moita
    • Seg a Sex das 9:30 às 18:30
    • AMI License: 11322
    • T. 210966843

      (call to the national landline network)

    • T. 914252916

      (call to the national mobile network)

    • E. moita@decisoesesolucoes.com
    DS MOITA
    • Intermediate Credit Register No.: 3681
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/podiumexperience-unipessoal-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • SICAM - CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
      • BNI - BANCO DE NEGÓCIOS INTERNACIONAL (EUROPA), S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito está vedado à Podiumexperience Unipessoal, Lda., receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46º do Decreto–Lei 81-C/2017 de 7 de Julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: Centro de Arbitragem de Conflitos de Consumo de Lisboa - http://www.centroarbitragemlisboa.pt/
    • SRC Home Credit policy number: Liberty Mutual Insurance Europe SE PI_37099622N4
    • SRC Home Credit policy date: 14/06/2022
    • SRC Consumer Credit policy number: Liberty Mutual Insurance Europe SE PI_37119022N4
    • SRC Consumer Credit policy date: 14/06/2022
  • DS MONTIJO
    DS MONTIJO
    • Exclusivity regime: No
    • Consulting Services: No
  • DS MOREIRA DA MAIA
    DS MOREIRA DA MAIA
    • Intermediate Credit Register No.: 7681
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/fatores-epicos-unipessoal-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • BANCO SANTANDER TOTTA, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediario de credito , está à vedado à Fatores Épicos, Unipessoal Ldareceber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artº 46 do Decreto–Lei 81-C/2017 de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CICAP – Tribunal Arbitral de Consumo - https://cicap.pt/ CIAB – Tribunal Arbitral de Conflitos de Consumo - https://www.ciab.pt/pt/
    • SRC Home Credit policy number: Allianz Portugal, S.A. - 207126355
    • SRC Home Credit policy date: 18/01/2025
    • SRC Consumer Credit policy number: Allianz Portugal, S.A. - 207126366
    • SRC Consumer Credit policy date: 18/01/2025
  • DS ODIVELAS COLINAS DO CRUZEIRO
    DS ODIVELAS COLINAS DO CRUZEIRO
    • Intermediate Credit Register No.: 7338
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/convergent-contrast-unipessoal-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • BANCO CTT, S.A.
      • BANCO SANTANDER TOTTA, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Em nenhuma circunstância a CONVERGENT CONTRAST UNIPESSOAL LDA, poderá receber quaisquer valores dos consumidores que se encontrem relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artº 46 do Decreto–Lei 81-C/2017 de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: Centro Arbitragem Conflitos Consumo Lisboa - http://www.centroarbitragemlisboa.pt/
    • SRC Home Credit policy number: 2536679 - Hiscox S.A.
    • SRC Home Credit policy date: 28/05/2024
  • DS OEIRAS
    • Rua a Gazeta de Oeiras, nº. 4B, 2780-171 Oeiras, 2780-171, Oeiras
    • 09,00-13,00 e 14,00-18,00
    • AMI License: 10960
    • T. 214415822

      (call to the national landline network)

    • T. 964075267

      (call to the national mobile network)

    • E. ds.oeiras@decisoesesolucoes.com
    DS OEIRAS
    • Intermediate Credit Register No.: 3968
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/carlos-gouveia-unipessoal-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • SICAM - CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à Carlos Gouveia, Unipessoal, Lda., receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46º do Decreto–Lei 81-C/2017 de 7 de Julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: Centro de Informação de Consumo e Arbitragem de Lisboa Centro Nacional de Informação e Arbitragem de Conflitos de Consumo de Lisboa Tribunal Arbitral de Consumo - Centro de Informação de Consumo e Arbitragem de Braga
    • SRC Home Credit policy number: Hiscox Sucursal Portugal - Apólice 2536701
    • SRC Home Credit policy date: 30/06/2025
  • DS OLIVEIRA DE AZEMEIS
    DS OLIVEIRA DE AZEMEIS
    • Intermediate Credit Register No.: 6698
    • Verification of Registration with the Bank of Portugal: 6698
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à Veloso Pardal – Mediação Imobiliária Unipessoal, Lda. receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do Decreto-Lei 81-C/2017, de 7 de Julho.
    • Supervisory Entity for the activity of Credit Intermediation: BANCO DE PORTUGAL
    • Conflict Resolution Centers: CICAP (Centro de Informação de Consumo e Arbitragem do Porto) cicap@cicap.pt e CNIACC (Centro Nacional de Informação e Arbitragem de Conflitos de Consumo) geral@cniacc.pt
    • SRC Home Credit policy number: 206354952
    • SRC Home Credit policy date: 16/12/2023
    • SRC Consumer Credit policy number: 206354950
    • SRC Consumer Credit policy date: 16/12/2023
  • DS OURÉM
    • Av. Dom Nuno Álvares Pereira, Edf. Omega, loja 12 2490-484 Ourém, 2490-484, Nossa Senhora das Misericórdias, Ourém
    • 9:30h 18:30 h de segunda a sexta
    • AMI License: 20516
    • T. 249193920

      (call to the national landline network)

    • T. 916305562

      (call to the national mobile network)

    • E. carlamartins@decisoesesolucoes.com
    DS OURÉM
    • Intermediate Credit Register No.: 6830
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/toque-dambicao-unipessoal-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito está vedado à Toque D'Ambição Unipessoal, Lda., receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46º do Decreto–Lei 81-C/2017 de 7 de Julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CNIACC - Rua D Afonso Henriques, nº 1 4700 – 030 Braga Tel.: 253 619 107 (dias úteis, das 0900 às 16h00) Site: www.cniacc.pt// geral@cniacc.pt
    • SRC Home Credit policy number: Allianz - 206488814
    • SRC Home Credit policy date: 13/04/2024
    • SRC Consumer Credit policy number: Hiscox SA Sucursal em Portugal - 2528462
    • SRC Consumer Credit policy date: 08/03/2024
  • DS PAÇOS FERREIRA
    • Rua Dom José Lencastre, nº 76 R/C, 4590-506, Paços de Ferreira
    • 09h30-12h30 / 14h00 -19h00
    • AMI License: 10179
    • T. 255891154

      (call to the national landline network)

    • T. 914708403

      (call to the national mobile network)

    • E. dspacosdeferreira@gmail.com
    DS PAÇOS FERREIRA
    • Intermediate Credit Register No.: 1046
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/medipower-unipessoal-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • BANCO PRIMUS, SA
      • BNI - BANCO DE NEGÓCIOS INTERNACIONAL (EUROPA), S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: No
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à Medipower - Unipessoal, Lda receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do Decreto-Lei 81-C/2017, de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: Centro Nacional de Informação e Arbitragem de Conflitos de Consumo (CNIACC) - Verificavel em https://www.cniacc.pt/pt/ Centro de Arbitragem de Conflitos de Consumo do Ave, Tâmega e Sousa (TRIAVE) - Verificavel em https://www.triave.pt/
    • SRC Home Credit policy number: PI-37159423O5 - Liberty Mutual Insurance Europe SE
    • SRC Home Credit policy date: 13/06/2024
    • SRC Consumer Credit policy number: PI-37155123O5 - Liberty Mutual Insurance Europe SE
    • SRC Consumer Credit policy date: 13/06/2024
  • DS PONTA DELGADA
    • Avenida D. João III, 1, 9500-310, Ponta Delgada
    • 10:00 às 18:00, segunda-feira a sexta-feira
    • AMI License: 14250
    • T. 296091303

      (call to the national landline network)

    • T. 913077027

      (call to the national mobile network)

    • E. ag.smiguel@decisoesesolucoes.com
    DS PONTA DELGADA
    • Verification of Registration with the Bank of Portugal: www.bportugal.pt/intermediariocreditofar/auspicioustopic-unipessoal-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • BANCO BIC PORTUGUÊS, SA
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
      • NOVO BANCO DOS AÇORES, SA
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: É vedado receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46 do Decreto Lei 81-C/2017, de 7 de Junho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CENTRO NACIONAL DE INFORMAÇÃO E ARBITRAGEM DE CONFLITOS DE CONSUMO - www.cniacc.pt CENTRO DE ARBITRAGEM DE CONFLITOS DE CONSUMO DE LISBOA - www.centroarbitragemlisboa.pt
    • SRC Home Credit policy number: 2512721
    • SRC Home Credit policy date: 17/10/2024
    • SRC Consumer Credit policy number: 2512723
    • SRC Consumer Credit policy date: 17/10/2024
  • DS PONTE DE SOR
    • Rua Cardeal Dom António Ribeiro, 1B - R/C Dto. 7400-302 Ponte de Sor, 7400-302, Ponte de Sor
    • Seg a Sext: 09:30 ás 13:00 e das 14:00 ás 18:00.
    • AMI License: 16801
    • T. 242 098 024

      (call to the national landline network)

    • T. 962378118

      (call to the national mobile network)

    • E. pontedesor@decisoesesolucoes.com
    DS PONTE DE SOR
    • Intermediate Credit Register No.: 0004712
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/calculohabilis-unipessoal-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • SICAM - CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • BANCO PRIMUS, SA
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
      • BNI - BANCO DE NEGÓCIOS INTERNACIONAL (EUROPA), S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito está vedado à CÁLCULOHABILIS, LDA., receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46º do Decreto–Lei 81-C/2017 de 7 de Julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CNIACC (Centro Nacional de Informação e Arbitragem de Conflitos de Consumo): geral@cniacc.pt CACCL (Centro de Arbitragem de Conflitos de Consumo de Lisboa): juridico@centroarbitragemlisboa.pt
    • SRC Home Credit policy number: 2537318 (Hiscox, S.A. – Sucursal em Portugal)
    • SRC Home Credit policy date: 18/07/2025
    • SRC Consumer Credit policy number: 2537317 (Hiscox, S.A. – Sucursal em Portugal)
    • SRC Consumer Credit policy date: 18/07/2025
  • DS PORTALEGRE
    DS PORTALEGRE
    • Intermediate Credit Register No.: 6990
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/apoio-determinado-unipessoal-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
    • Consulting Services: Yes
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CNIACC - Centro Nacional de Informação e Arbitragem de conflitos de consumo CACCL - Centro de Arbitragem de Lisboa
    • SRC Home Credit policy number: 206911741
    • SRC Home Credit policy date: 14/06/2023
    • SRC Consumer Credit policy number: 207224272
    • SRC Consumer Credit policy date: 15/04/2024
  • DS PORTIMÃO
    DS PORTIMÃO
    • Intermediate Credit Register No.: 0001579
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/janela-de-prioridades-unipessoal-lda?fbclid=IwAR3Dyspk4w5xd7BLE-RpCnEpwgxkTZowYV4qq0ezGJLr3uhQXIBKhyzn-ys
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • SICAM - CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Em nenhuma circunstância a JANELA DE PRIORIDADES, UNIPESSOAL LDA. poderá receber quaisquer valores dos consumidores que se encontrem relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artº 46 do Decreto–Lei 81-C/2017 de 7 de Julho, Quando deveria ser feita referência ao facto de estar vedado ao intermediário de crédito receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do RJIC
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CIMAAL CNIACC
    • SRC Home Credit policy number: PI-37187023O5
    • SRC Home Credit policy date: 16/06/2024
    • SRC Consumer Credit policy number: PI-37186823O5
    • SRC Consumer Credit policy date: 16/06/2024
  • DS PORTO BESSA
    DS PORTO BESSA
    • Intermediate Credit Register No.: 7807
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/equacao-frontal-lda
    • Credit Intermediary Category: vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
    • Lenders with Binding Agreement:

      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • BANCO SANTANDER TOTTA, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à EQUAÇÃO FRONTAL, LDA, receber quaisquer valores dos consumidores que se encontrem relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artº 46 do Decreto–Lei 81-C/2017 de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CNIACC (Centro Nacional de Informação e Arbitragem de Conflitos de Consumo) - geral@cniacc.pt CICAP (Centro de Informação de Consumo e Arbitragem do Porto)
    • SRC Home Credit policy number: 207282570
    • SRC Home Credit policy date: 31/05/2025
  • DS PORTO FERNÃO DE MAGALHÃES
    DS PORTO FERNÃO DE MAGALHÃES
    • Intermediate Credit Register No.: 1342
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/ricardo-polonia-teixeira-unipessoal-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
    • Lenders with Binding Agreement:

      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • SICAM - CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à Ricardo Polónia Teixeira UNIP. LDA receber quaisquer valores dos consumidores que se encontrem relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artº 46 do Decreto–Lei 81-C/2017 de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: Sem prejuízo do acesso aos meios judiciais competentes, o Cliente poderá submeter ainda as reclamações e litígios emergentes da atividade de intermediação de crédito, de valor igual ou inferior à alçada dos tribunais de primeira instância, às seguintes entidades de resolução extrajudicial de litígios, a que a Ricardo Polónia Teixeira, Unipessoal, LDA aderiu: CICAP (Centro de Informação de Consumo e Arbitragem do Porto) www.cicap.pt , cicap@cicap.pt, Rua Damião de Gois, 31, Loja 6, 4050-225 Porto – 225 508 349 (chamada para a rede fixa nacional) e CNIACC (Centro Nacional de Informação e Arbitragem de Conflitos de Consumo) www.cniacc.pt , geral@cniacc.pt , Rua D. Afonso Henriques, 1, 4700-030 Braga – 253 619 107 (chamada para a rede fixa nacional)
    • SRC Home Credit policy number: PI-37156623O5
    • SRC Home Credit policy date: 14/06/2023
  • DS PORTO FOZ
    • Rua do Ouro, 506, 4150-553, Lordelo do Ouro e Massarelos, Porto
    • 10:00 às 12:30 e 14:00 às 19:00 2ª a 6ª (Sábados mediante marcação)
    • AMI License: 24826
    • T. 223167286

      (call to the national landline network)

    • T. 925229591

      (call to the national mobile network)

    • E. portofoz@decisoesesolucoes.com
    DS PORTO FOZ
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/albersolucoes-mediacao-imobiliaria-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • SICAM - CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • BNP PARIBAS PERSONAL FINANCE, S.A. - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à Albersoluções - Mediação Imobiliária, Lda receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do Decreto-Lei 81-C/2017, de 7 de Julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CNIACC (Centro Nacional de Informação e Arbitragem de Conflitos de Consumo) geral@cniacc.pt CICAP (Centro de Informação de Consumo e Arbitragem do Porto) cicap@cicap.pt Mais informações em Portal do Consumidor www.consumidor.pt
    • SRC Home Credit policy number: 2510812
    • SRC Home Credit policy date: 30/06/2024
    • SRC Consumer Credit policy number: 2510642
    • SRC Consumer Credit policy date: 30/06/2024
  • DS PÓVOA DE SANTA IRIA
    • Rua do Casal Novo, 12, Tágides Parque 2625-237 Póvoa de Santa Iria, 2625-237, Póvoa de Santa Iria e Forte da Casa, Vila Franca de Xira
    • AMI License: 19570
    • T. 219562225

      (call to the national landline network)

    • E. povoasantairia@decisoesesolucoes.com
    DS PÓVOA DE SANTA IRIA
    • Exclusivity regime: No
    • Consulting Services: No
  • DS PÓVOA VARZIM
    DS PÓVOA VARZIM
    • Intermediate Credit Register No.: 1729
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/visionaria-ocasiao-unipessoal-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • BNP PARIBAS PERSONAL FINANCE, S.A. - SUCURSAL EM PORTUGAL
      • BANCO PRIMUS, SA
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à Visionária Ocasião Unipessoal Lda receber quaisquer valores dos consumidores que se encontrem relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artº 46 do Decreto–Lei 81-C/2017 de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CIPAC TRIAVE
    • SRC Home Credit policy number: 2544496
    • SRC Home Credit policy date: 30/06/2025
    • SRC Consumer Credit policy number: 2544494
    • SRC Consumer Credit policy date: 30/06/2025
  • DS SANTA MARIA DA FEIRA
    • Av. Dona Gilberta Paiva, C10 4520-169 Santa Maria da Feira, 4520-169, Santa Maria da Feira
    • AMI License: 16597
    • T. 256069067

      (call to the national landline network)

    • T. 918295980

      (call to the national mobile network)

    • E. ds.feira@decisoesesolucoes.com
    DS SANTA MARIA DA FEIRA
    • Intermediate Credit Register No.: 0004627
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/possible2you-mediacao-imobiliaria-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: sim
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CICAP
    • SRC Home Credit policy number: 205376945
    • SRC Home Credit policy date: 06/05/2025
    • SRC Consumer Credit policy number: 205376965
    • SRC Consumer Credit policy date: 06/05/2025
  • DS SANTARÉM
    • Av. Grupo Forcados Amadores de Santarém, 10 A, 2000-016, Santarém
    • 9:30h - 13:00h / 14:30h - 18:30h
    • AMI License: 18057
    • T. 212960588

      (call to the national landline network)

    • T. 964607177

      (call to the national mobile network)

    • E. geral@jhnevesproperties.pt
    DS SANTARÉM
    • Intermediate Credit Register No.: 6636
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/jaime-henrique-neves-unipessoal-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Está vedado à JHNeves - unipessoal, lda., receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46º do Decreto–Lei 81-C/2017 de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CACCL (Centro de Arbitragem Conflitos de Consumo de Lisboa) juridico@centroarbitragemlisboa.pt CNIACC (Centro Nacional de Informação e Arbitragem de Conflitos de Consumo) geral@cniacc.pt
    • SRC Home Credit policy number: 206296075
    • SRC Home Credit policy date: 15/10/2024
    • SRC Consumer Credit policy number: 206363592
    • SRC Consumer Credit policy date: 27/12/2024
  • DS SÃO JOÃO DA MADEIRA
    DS SÃO JOÃO DA MADEIRA
    • Intermediate Credit Register No.: 7861
    • Exclusivity regime: No
    • Consulting Services: No
  • DS SEIXAL
    DS SEIXAL
    • Intermediate Credit Register No.: 3968
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/carlos-gouveia-unipessoal-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • SICAM - CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à Carlos Gouveia, Unipessoal, Lda., receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46º do Decreto–Lei 81-C/2017 de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CACCL- Centro de Arbitragem de Conflitos de Consumo de Lisboa CIAB-Centro de Informação e Abitragem Tribunal Arbitral de conflitos de Consumo
    • SRC Home Credit policy number: Hiscox Sucursal Portugal - Apólice 2536701
    • SRC Home Credit policy date: 30/06/2025
  • DS SESIMBRA
    • Rua Serra da Arrábida, 752-A, 2975-164 Quinta do Conde, Quinta do Conde, Sesimbra
    • 9h00 ás 18h00
    • AMI License: 22456
    • T. 218039720

      (call to the national landline network)

    • T. 910561013

      (call to the national mobile network)

    • E. dssesimbra@decisoesesolucoes.com
    DS SESIMBRA
    • Intermediate Credit Register No.: 7348
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/joao-ramos-ferreira-mediacao-imobiliaria-unipessoal-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: No
    • Total restriction on the receipt of valuables: Em nenhuma circunstância a JOÃO RAMOS FERREIRA – MEDIAÇÃO IMOBILIÁRIA, UNIPESSOAL LDA. poderá receber quaisquer valores dos consumidores que se encontrem relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artº 46 do Decreto–Lei 81-C/2017 de 7 de Julho, Quando deveria ser feita referência ao facto de estar vedado ao intermediário de crédito receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do RJIC
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CNIACC Centro de Arbitragem de Conflitos de Consumo Lisboa
    • SRC Home Credit policy number: 2536409
    • SRC Home Credit policy date: 15/05/2024
    • SRC Consumer Credit policy number: 2536406
    • SRC Consumer Credit policy date: 15/05/2024
  • DS SETÚBAL
    DS SETÚBAL
    • Intermediate Credit Register No.: 7076
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/itinerantes-oportunidades-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • NOVO BANCO, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Está vedado à Itinerantes Oportunidade Lda. , receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46º do Decreto–Lei 81-C/2017 de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco Portugal
    • Conflict Resolution Centers: CNIACC e CACCL
    • SRC Home Credit policy number: 2531875
    • SRC Home Credit policy date: 30/09/2024
    • SRC Consumer Credit policy number: 2531874
    • SRC Consumer Credit policy date: 30/09/2024
  • DS SINES
    DS SINES
    • Exclusivity regime: No
    • Consulting Services: No
  • DS SINTRA
    • Rua Câmara Pestana, Edifício Sintra, Loja 1 2710-719 Sintra, 2710-719 , Sintra
    • 10:00 - 19:00
    • AMI License: 14418
    • T. 211336876

      (call to the national landline network)

    • T. 916755418

      (call to the national mobile network)

    • E. sintra@decisoesesolucoes.com
    DS SINTRA
    • Intermediate Credit Register No.: 0002587
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/browmil-mediacao-imobiliaria-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado a BROWMIL – MEDIAÇÃO IMOBILIÁRIA LDA receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do Decreto-Lei 81-C/2017, de 7 de Julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: Centro Arbitragem de Conflitos de Lisboa em http://www.centroarbitragemlisboa.pt/
    • SRC Home Credit policy number: PI-37450223O5
    • SRC Home Credit policy date: 26/12/2024
    • SRC Consumer Credit policy number: 2531172
    • SRC Consumer Credit policy date: 01/07/2024
  • DS SOBRAL DE MONTE AGRAÇO
    DS SOBRAL DE MONTE AGRAÇO
    • Intermediate Credit Register No.: 007208
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/jmadias-mediacao-imobiliaria-unipessoal-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • BANCO CTT, S.A.
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à J.M.A. DIAS - Mediação Imobiliária, unipessoal., Lda receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do Decreto-Lei 81-C/2017, de 7 de Julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: Centro Nacional de Informação e Arbitragem de conflitos de Consumo (CNIACC ) Centro de Arbitragem de Conflitos de consumo de Lisboa (CACCL)
    • SRC Home Credit policy number: 2534623 - HISCOX SA-
    • SRC Home Credit policy date: 07/02/2025
  • DS TAVIRA
    DS TAVIRA
    • Intermediate Credit Register No.: 4009
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/happy-decisions-unipessoal-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • SICAM - CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
      • BNI - BANCO DE NEGÓCIOS INTERNACIONAL (EUROPA), S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto Intermediário de Crédito Vinculado, está vedado à Happy Decisions, Unipessoal, Lda., receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46º do Decreto–Lei 81-C/2017 de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: Centro Arbitragem Conflitos Consumo Algarve - https://www.consumoalgarve.pt/index.php/pt/ Centro Nacional Informação e Arbitragem Conflitos Consumo - https://www.cniacc.pt/pt/
    • SRC Home Credit policy number: Hiscox S.A. , Sucursal em Portugal Apólice 2524315
    • SRC Home Credit policy date: 13/06/2024
    • SRC Consumer Credit policy number: Hiscox S.A. , Sucursal em Portugal Apólice 2524301
    • SRC Consumer Credit policy date: 13/06/2024
  • DS TOMAR
    • Avenida Dra Ângela Tamagnini, 33, 2300-437 Tomar, Tomar
    • Seg. a Sex - 9h30 - 12h30; 14h-19h
    • AMI License: 14248
    • T. 249248591

      (call to the national landline network)

    • E. tomar@decisoesesolucoes.com
    DS TOMAR
    • Intermediate Credit Register No.: 00004220
    • Verification of Registration with the Bank of Portugal: 4220 - https://www.bportugal.pt/intermediariocreditofar/parceiro-ideal-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
      • BNI - BANCO DE NEGÓCIOS INTERNACIONAL (EUROPA), S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado ao Parceiro Ideal, Lda. receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do Decreto-Lei 81-C/2017, de 7 de Julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CNIACC - Centro Nacional de Informação e Arbitragem de Conflitos de Consumo Rua D. Afonso Henriques, 1 4700-030 Braga 253619107 - geral@cniacc.pt Centro de Arbitragem de Conflitos de Consumo do Distrito de Coimbra Av. Fernão Magalhães, n.º 240, 1º 3000-172 COIMBRA Tel: (+ 351) 239 821 690 /289 Fax:(+ 351) 239 821 690 http://www.centrodearbitragemdecoimbra.com E-mail: geral@centrodearbitragemdecoimbra.com
    • SRC Home Credit policy number: 205635174
    • SRC Home Credit policy date: 20/12/2024
    • SRC Consumer Credit policy number: 205635197
    • SRC Consumer Credit policy date: 12/12/2024
  • DS TONDELA
    DS TONDELA
    • Intermediate Credit Register No.: 2598
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/renato-gomes-unipessoal-lda
    • Credit Intermediary Category: vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: sim
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: Centro Nacional de Informação e Arbitragem de Conflitos; Centro de Arbitragem Universidade Autónoma de Lisboa
    • SRC Home Credit policy number: Companhia de Seguros Allianz, S.A. - 206324908
    • SRC Home Credit policy date: 23/11/2024
    • SRC Consumer Credit policy number: Companhia de Seguros Allianz, S.A. - 206324927
    • SRC Consumer Credit policy date: 23/11/2024
  • DS TORRES NOVAS
    DS TORRES NOVAS
    • Intermediate Credit Register No.: 0003327
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/desafios-de-escolha-mediacao-imobiliaria-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à Desafios de Escolha - Mediação Imobiliária, Lda. receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do Decreto-Lei 81-C/2017, de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • SRC Home Credit policy number: PI-37593623O5 Liberty Mutual Insurance Europe SE
    • SRC Home Credit policy date: 05/07/2024
    • SRC Consumer Credit policy number: PI-89582423O1 Liberty Mutual Insurance Europe SE
    • SRC Consumer Credit policy date: 18/07/2024
  • DS TORRES VEDRAS
    DS TORRES VEDRAS
    • Intermediate Credit Register No.: 0006802
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/medilit-servicos-litoral-alentejano-unipessoal-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à MEDILIT - Serviços Litoral Alentejano, Unipessoal Lda receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do Decreto-Lei 81-C/2017, de 7 de Julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • SRC Home Credit policy number: 205142142 - Allianz Portugal, S.A.
    • SRC Home Credit policy date: 24/12/2023
    • SRC Consumer Credit policy number: 205142139 - Allianz Portugal, S.A.
    • SRC Consumer Credit policy date: 24/12/2023
  • DS TORRES VEDRAS NORTE
    DS TORRES VEDRAS NORTE
    • Intermediate Credit Register No.: 00007486
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/vertice-premiado-unipessoal-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • BANCO CTT, S.A.
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à VÉRTICE PREMIADO, UNIPESSOAL LDA receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do Decreto-Lei 81-C/2017, de 7 de Julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CNIACC - Braga
    • SRC Home Credit policy number: 2538326 - Hiscox S.A.
    • SRC Home Credit policy date: 29/08/2025
    • SRC Consumer Credit policy number: 2538325 - Hiscox S.A.
    • SRC Consumer Credit policy date: 29/08/2025
  • DS TROFA
    • Rua Costa Ferreira, Edifício Opala, nº 58, loja 20, 4785-298 Trofa, Bougado (são Martinho e Santiago), Trofa
    • AMI License: 24030
    • T. 220935137

      (call to the national landline network)

    • T. 919383023

      (call to the national mobile network)

    • E. trofa@decisoesesolucoes.com
    DS TROFA
    • Verification of Registration with the Bank of Portugal: Registada no Banco de Portugal, como Intermediário de Crédito Vinculado, sob o nº 4814, verificável em https://www.bportugal.pt/intermediariocreditofar/antonio-vieira-ramos-unipessoal-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
      • BNI - BANCO DE NEGÓCIOS INTERNACIONAL (EUROPA), S.A.
    • Consulting Services: No
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à António Vieira Ramos Unipessoal, Lda, Lda receber quaisquer valores dos consumidores que se encontrem relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artº 46 do Decreto–Lei 81-C/2017 de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CNIACC (Centro Nacional de Informação e Arbitragem de Conflitos de Consumo)
    • SRC Home Credit policy number: 2518652
    • SRC Home Credit policy date: 02/01/2025
    • SRC Consumer Credit policy number: 2518651
    • SRC Consumer Credit policy date: 02/01/2025
  • DS VAGOS
    • Av. Claudino Santos Costa, Ed. Santa Joana, Fração P, 3840-271, Gafanha da Boa Hora, Vagos
    • 10h-18h30
    • AMI License: 22188
    • T. 919256837

      (call to the national landline network)

    • E. vagos@decisoesesolucoes.com
    DS VAGOS
    • Intermediate Credit Register No.: 07434
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/factores-e-perplexidades-unipessoal-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à FACTORES E PERPLEXIDADES -UNIP, LDA receber quaisquer valores dos consumidores que se encontrem relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artº 46 do Decreto–Lei 81-C/2017 de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CIAB-Centro de Informação, Mediação e Arbitragem de Consumo (Tribunal Arbitral de Consumo) geral@ciab.pt CNIACC (Centro Nacional de Informação e Arbitragem de Conflitos de Consumo) geral@cniacc.pt Mais informações em Portal do Consumidor www.consumidor.pt
    • SRC Home Credit policy number: 2526349
    • SRC Home Credit policy date: 07/11/2023
    • SRC Consumer Credit policy number: Hiscox 2529707
    • SRC Consumer Credit policy date: 20/05/2023
  • DS VIANA DO CASTELO SANTA LUZIA
    DS VIANA DO CASTELO SANTA LUZIA
    • Intermediate Credit Register No.: 0006319
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/escolha-exclusiva-mediacao-imobiliaria-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • SICAM - CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à Escolha Exclusiva Mediação Imobiliária Lda., receber quaisquer valores dos consumidores que se encontrem relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artº 46 do Decreto–Lei 81-C/2017 de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CIAB - Centro de Informação, Mediação e Arbitragem de Consumo
    • SRC Home Credit policy number: 206042197
    • SRC Home Credit policy date: 11/01/2025
    • SRC Consumer Credit policy number: 206164123
    • SRC Consumer Credit policy date: 26/05/2024
  • DS VIEIRA DO MINHO
    DS VIEIRA DO MINHO
    • Intermediate Credit Register No.: 6065
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/eugenio-pereira-mediacao-imobiliaria-unipessoal-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto Intermediário de Crédito , está vedado à Eugénio Pereira Mediação Imobiliária Unipessoal, Lda. receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46º do Decreto–Lei 81-C/2017 de 7 de Julho.”;
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CICAP.PT- https://cicap.pt TRIAVE- https://www.triave.pt
    • SRC Home Credit policy number: Hiscox S.A-2520519
    • SRC Home Credit policy date: 27/07/2024
    • SRC Consumer Credit policy number: Hiscox S.A-2520518
    • SRC Consumer Credit policy date: 27/04/2024
  • DS VILA DO CONDE
    DS VILA DO CONDE
    • Intermediate Credit Register No.: 6896
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/area-star-sociedade-de-mediacao-imobiliaria-unipessoal-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à Área Star - Sociedade de Mediação Imobiliária, Unipessoal Lda., receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do Decreto-Lei 81-C/2017, de 7 de Julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CICAP _ centro de informação de consumo e arbitragem do porto CNIACC - Centro de arbitragem competente
    • SRC Home Credit policy number: RC64900121 - Fidelidade Companhia de Seguros SA
    • SRC Home Credit policy date: 01/12/2024
  • DS VILA FRANCA DE XIRA
    DS VILA FRANCA DE XIRA
    • Intermediate Credit Register No.: 0007418
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/ton-ever-master-training-unipessoal-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à TON EVER - MASTER TRAINING, UNIPESSOAL LDA receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do Decreto-Lei 81-C/2017, de 7 de Julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • SRC Home Credit policy number: 2535373 - HISCOX S.A.
    • SRC Home Credit policy date: 22/03/2024
    • SRC Consumer Credit policy number: 2535374 - HISCOX S.A.
    • SRC Consumer Credit policy date: 22/03/2024
  • DS VILA NOVA DA BARQUINHA
    DS VILA NOVA DA BARQUINHA
    • Intermediate Credit Register No.: 7046
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/projeto-total-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
      • BNI - BANCO DE NEGÓCIOS INTERNACIONAL (EUROPA), S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: É proibido ao intermediário de crédito receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46º do regime jurídico dos intermediários de crédito, aprovado pelo Decreto–Lei 81-C/2017 de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: • CNIACC (Centro nacional de informação e arbitragem de conflitos de consumo) Disponível on-line em www.cniacc.pt. • CAUAL (Centro de arbitragem da universidade Autónoma de Lisboa) Disponível online em www.caual.pt.
    • SRC Home Credit policy number: 206605093
    • SRC Home Credit policy date: 09/08/2025
    • SRC Consumer Credit policy number: 206605079
    • SRC Consumer Credit policy date: 09/08/2025
  • DS VILA NOVA DE FAMALICÃO
    • Saint Fargeau Ponthierry, 146 loja 1 4760-383 Vila Nova de Famalicão, 4760-383, Vila Nova de Famalicão
    • AMI License: 16210
    • T. 252020266

      (call to the national landline network)

    • T. 912669319

      (call to the national mobile network)

    • E. antonioramos@decisoesesolucoes.com
    DS VILA NOVA DE FAMALICÃO
    • Intermediate Credit Register No.: 4814
    • Verification of Registration with the Bank of Portugal: Registada no Banco de Portugal, como Intermediário de Crédito Vinculado, sob o nº 4814, verificável em https://www.bportugal.pt/intermediariocreditofar/antonio-vieira-ramos-unipessoal-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
      • BNI - BANCO DE NEGÓCIOS INTERNACIONAL (EUROPA), S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
    • Consulting Services: No
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à António Vieira Ramos Unipessoal, Lda, Lda receber quaisquer valores dos consumidores que se encontrem relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artº 46 do Decreto–Lei 81-C/2017 de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CNIACC (Centro Nacional de Informação e Arbitragem de Conflitos de Consumo) - geral@cniacc.pt TRIAVE - Centro de Arbitragem de Conflitos de consumo do Ave, Tâmega e Sousa - geral@triave.pt
    • SRC Home Credit policy number: 2518652
    • SRC Home Credit policy date: 02/01/2025
    • SRC Consumer Credit policy number: 2518651
    • SRC Consumer Credit policy date: 02/01/2025
  • DS VILA NOVA DE FAMALICAO CENTRO
    DS VILA NOVA DE FAMALICAO CENTRO
    • Intermediate Credit Register No.: 0003446
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/partilhadestaque-servicos-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
    • Lenders with Binding Agreement:

      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto Intermediario de Credito, está vedado á Partilhadestaque-serviços Lda., receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de credito, nos termos do Decreto de Lei 81-C/2017, de 7 de Julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CNIACC (Centro Nacional de Informação e Arbitragem de Conflitos de Consumo) geral@cniacc.pt (www.cniacc.pt) - 253 619 107 (chamada para rede fixa nacional) CIAB
    • SRC Home Credit policy number: 205696746 Comp. de Seguros Allianz Portugal, S.A.
    • SRC Home Credit policy date: 28/02/2025
  • DS VILA NOVA DE SANTO ANDRÉ
    • Rua do Mercado, Empreendimento Brasil Loja 20 Vila Nova de Santo André, 7500-220, Santo André, Santiago do Cacém
    • AMI License: 14540
    • T. 269708108

      (call to the national landline network)

    • E. neuzasilva@decisoesesolucoes.com
    DS VILA NOVA DE SANTO ANDRÉ
    • Intermediate Credit Register No.: 0006802
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/medilit-servicos-litoral-alentejano-unipessoal-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à MEDILIT - Serviços Litoral Alentejano, Unipessoal Lda receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do Decreto-Lei 81-C/2017, de 7 de Julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • SRC Home Credit policy number: 205142142 - Allianz Portugal, S.A.
    • SRC Home Credit policy date: 24/12/2024
    • SRC Consumer Credit policy number: 205142139 - Allianz Portugal, S.A.
    • SRC Consumer Credit policy date: 24/12/2024
  • DS VILA POUCA DE AGUIAR
    DS VILA POUCA DE AGUIAR
    • Intermediate Credit Register No.: 0002544
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/eduarda-ferreira-mediacao-imobiliaria-sociedade-unipessoal-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
    • Lenders with Binding Agreement:

      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto Intermediário de Crédito , está vedado à EDUARDA FERREIRA - MEDIAÇÃO IMOBILIÁRIA, SOCIEDADE UNIPESSOAL, LDA receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46º do Decreto–Lei 81-C/2017 de 7 de Julho.”;
    • Supervisory Entity for the activity of Credit Intermediation: BANCO PORTUGAL
    • Conflict Resolution Centers: CNIACC-WWW.CNIACC.PT TRIAVE : HTTPS://WWW.TRIAVE.PT
    • SRC Home Credit policy number: Hiscox S.A. – Sucursal em Portugal -2517101
    • SRC Home Credit policy date: 07/07/2024
  • DS VILA PRAIA DE ANCORA
    DS VILA PRAIA DE ANCORA
    • Intermediate Credit Register No.: 0006319
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/escolha-exclusiva-mediacao-imobiliaria-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • SICAM - CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à Escolha Exclusiva Mediação Imobiliária Lda., receber quaisquer valores dos consumidores que se encontrem relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artº 46 do Decreto–Lei 81-C/2017 de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CIAB - Centro de Informação, Mediação e Arbitragem de Consumo
    • SRC Home Credit policy number: 206042197
    • SRC Home Credit policy date: 11/01/2025
    • SRC Consumer Credit policy number: 206164123
    • SRC Consumer Credit policy date: 26/05/2024
  • DS VILA VERDE
    DS VILA VERDE
    • Intermediate Credit Register No.: 4786
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/calculacertado-lda
    • Credit Intermediary Category: Intermediário de Crédito Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • SICAM - CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • BANCO PRIMUS, SA
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
      • BNI - BANCO DE NEGÓCIOS INTERNACIONAL (EUROPA), S.A.
      • ABANCA SERVICIOS FINANCIEROS, E.F.C., S.A.- SUCURSAL EM PORTUGAL
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de credito ,está vedado à Calculacertado - Lda receber ou entregar quaisquer valores relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artigo 46.º do Decreto Lei 81-C/2027, de 7 de julho.
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CIAB - Tribunal Arbitral de Consumo; CNIACC - Centro Nacional de Informação e Arbitragem de Conflitos de Consumo
    • SRC Home Credit policy number: Hiscox S.A. – Sucursal em Portugal-2517904
    • SRC Home Credit policy date: 16/10/2025
    • SRC Consumer Credit policy number: Hiscox S.A. – Sucursal em Portugal-2517903
    • SRC Consumer Credit policy date: 16/10/2025
  • DS VISEU
    DS VISEU
    • Intermediate Credit Register No.: 6546
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/palpite-consensual-unipessoal-lda
    • Credit Intermediary Category: Vinculado
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANKINTER, SA - SUCURSAL EM PORTUGAL
      • SICAM - CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO
      • BANCO BIC PORTUGUÊS, SA
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à PALPITE CONSENSUAL – UNIPESSOAL, LDA receber quaisquer valores dos consumidores que se encontrem relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artº 46 do Decreto–Lei 81-C/2017 de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: Banco de Portugal
    • Conflict Resolution Centers: CNIACC (Centro Nacional de Informação e Arbitragem de Conflitos de Consumo) - geral@cniacc.pt CAUAL (Centro de Arbitragem da Universidade Autónoma de Lisboa) - centrodearbitragem@autonoma.pt
    • SRC Home Credit policy number: 206287313
    • SRC Home Credit policy date: 06/10/2025
    • SRC Consumer Credit policy number: 206287324
    • SRC Consumer Credit policy date: 06/10/2025
  • DS VIZELA
    DS VIZELA
    • Intermediate Credit Register No.: 0001191
    • Verification of Registration with the Bank of Portugal: https://www.bportugal.pt/intermediariocreditofar/apontasolucao-lda
    • Credit Intermediary Category: VINCULADO
    • Exclusivity regime: No
    • Credit Agreements covered:

      • Mortgage Loan
      • Consumer Credit
    • Lenders with Binding Agreement:

      • BANCO BPI S.A.
      • CAIXA GERAL DE DEPÓSITOS, S.A.
      • ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
      • BANCO CTT, S.A.
      • NOVO BANCO, S.A.
      • BANCO SANTANDER TOTTA, S.A.
      • UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
      • UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
      • BNI - BANCO DE NEGÓCIOS INTERNACIONAL (EUROPA), S.A.
    • Credit intermediation services authorized by BP:

      • Presentation or proposal of credit agreements to consumers
      • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them.
      • Conclusion of credit agreements with consumers on behalf of the lenders
    • Consulting Services: Yes
    • Total restriction on the receipt of valuables: Enquanto intermediário de crédito, está vedado à APONTASOLUÇÃO, Lda receber quaisquer valores dos consumidores que se encontrem relacionados com a formação, a execução e o cumprimento antecipado dos contratos de crédito, nos termos do artº 46 do Decreto–Lei 81-C/2017 de 7 de Julho
    • Supervisory Entity for the activity of Credit Intermediation: BANCO DE PORTUGAL
    • Conflict Resolution Centers: CICAP, CNIACC
    • SRC Home Credit policy number: 2536702
    • SRC Home Credit policy date: 01/07/2025
    • SRC Consumer Credit policy number: 2536703
    • SRC Consumer Credit policy date: 01/07/2025

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